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All Teams are NOT alike! Find out why our Mother/Daughter Team, with over 46 years combined experience are top real estate experts. Call 800-443-7115
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Moving your family to another town or state is a major event in your life! We have helped many families and individuals relocate!
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Rick and Barbara
"We wish to express our sincere thanks to you for the most professional way you handled the sale of our home on Doctors lake."
Rick and Barbara
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 Compare three mortgages at one time.
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Celena Blunk and Pat Alters are some of The Top Selling Real Estate Experts™
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Trust Us with Your Referrals. Increase Your Chances of Making a Sale. You can trust us with your important referrals. We have a great track record of success as top producers. We have the experience you are looking for. Plus we are very web-savvy REALTORS®, which is important to the majority of homeowners today. Why send a referral to anyone other than the best? This only reflects positively on you. As you well know, top real estate agents also have a higher closing ratio. You'll have a better chance of making a sale when you send your referrals to us. Grow your business by using proven, top agents. Your clients will be happy and this will lead to even more referrals for you, and at the same time you'll enjoy a greater percentage of your referrals turning into sales. Think about it. Please use this form to contact us... You can trust us with your important referrals. We're a web-savvy, top selling agent in the Jacksonville, Orange Park and Clay County area. Provide us with a few details, and We promise to get back to you quickly... 
Financing Your Home >Who Pays the Points When home buyers shop for financing, they must consider two important factors--the interest rate and the points. Each point is equal to one percent of the mortgage amount. If you are selling a home, the buyers may ask you to share the points with them.
The buyer usually pays the points. But if the offer is attractive and will give you the amount you want, paying one or more points might be a good idea. When a contract is presented, your real estate agent will go over the price and terms to help you calculate the net price you will receive. If the offer isn't strong enough or has risky contingencies, you might make a counter offer to increase your profit on the sale by eliminating the points from your selling costs or by increasing the price to help you absorb additional costs you will pay.
In some cases, buyers with limited cash may need some assistance from the sellers to make the transaction work. Your real estate agent will help you look at the total picture and the buyer's overall qualifications, so that you can make a decision based on the bottom line.
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| Q |
What is considered one of the key elements of the American dream?
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| A |
Home ownership is considered to a key to the American dream; more than 2 million first-time buyers bought property last year. |
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