Jacksonville, Orange Park and Clay County real estate and homes for sale in Florida, Relocation, Waterfron Homes - Celena Blunk and Pat Alters, REALTORS® Celena Blunk and Pat Alters REALTORS(r) for Jacksonville, Orange Park and Clay County, Florida real estate, relocation, waterfront homes - NUMBER1EXPERTS™ Celena Blunk and Pat Alters NUMBER1EXPERTS(tm) for Jacksonville, Orange Park and Clay County, Florida real estate, relocation, waterfront homes

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Celena Blunk and Pat Alters, REALTOR®, real estate agents and broker for Jacksonville, Orange Park and Clay County Florida home listings, property and land for sale - NUMBER1EXPERT(tm)

All Teams are NOT alike! Find out why our Mother/Daughter Team, with over 46 years combined experience are top real estate experts. Call 800-443-7115


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Moving your family to another town or state is a major event in your life! We have helped many families and individuals relocate!
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Rick and Barbara
"We wish to express our sincere thanks to you for the most professional way you handled the sale of our home on Doctors lake."
Rick and Barbara
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Real Estate - Homes - NUMBER1EXPERTS Sell More!
Celena Blunk and Pat Alters are some of The Top Selling Real Estate Experts™
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Mortgage Prequalification: Jacksonville, Orange Park and Clay County Florida home buying, real estate listings, and homes for sale in Duval County, FL
Welcome > For Buyers > Mortgage Prequalification ...


Don't Go Shopping for a New Home Before You Know Exactly How Much You Can Spend! 

You might have an idea of the loan payment and mortgage you can afford. But will the bank feel otherwise? It's always best to pre-qualify for a mortgage so you know exactly how much a financial institution would be willing to lend you. 

In the pre-qualification process, you will find out: 

- Exactly how much home or land you can afford. 

- How much cash you will need for the down payment. 

- The minimum down payment, and advantages of higher down payments. 

- What the bank feels you can afford for a monthly payment. 

We help buyers pre-qualify for mortgages every day. Simply fill out the form below to get started. 

Remember: we will respect your privacy! We know this is your personal information, and we will not distribute it to anyone, other than to our preferred mortgage broker. This service is also provided free of charge, without any obligation on your part. It is part of our job as top Jacksonville, Orange Park and Clay County REALTORS® to offer services such as these. 

Once you fill out the form, we will quickly process your information and get right back to you! 

We can help you pre-qualify for your mortgage. It's our job! This is free and without obligation... 

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Real Estate Tips
Accepting An Offer >Offers and Counter Offers

Many of the offers real agents submit for prospective buyers aren't exactly what the sellers want. The price may be lower than they are asking or there might be terms included in the offer that will require negotiation. What happens after the offer is submitted?

The seller's real estate agent will present the offer to the sellers, along with the buyer's qualifications. If the sellers accept the offer, then a purchase agreement is written and signed by both parties. If the sellers counter the offer, the next action is initiated by the buyers when they make a response, either accepting the counter offer or countering it with yet another figure. If you want to buy a particular house, your chances of succeeding are greater if your initial offer is as close to the asking price as possible. You could save money by engaging in lengthy negotiations, but you run the risk of losing the home if a more attractive offer comes in from another buyer.

See All Tips In The "Accepting An Offer" Category >
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Real Estate Trivia
Q 
Which house over 100 years old still holds the title as the largest house in the U.S.?

A 
The 250-room Biltmore House in Asheville, NC, built 1890-1895 at a cost of $4.4 million, is the largest house in the US.
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Celena Blunk and Pat Alters, REALTOR®, real estate agents and broker for Jacksonville, Orange Park and Clay County Florida home listings, property and land for sale - NUMBER1EXPERT(tm)

Pat Alters and Celena Blunk
Keller Williams First Coast Realty

2233 Park Avenue suite 500
Orange Park, FL. 32073
Office Phone: (904) 541-0180
Toll Free: (800) 443-7115
Pat's Cell: (904) 571-9751
Celena's Cell: (904) 545-4495
Office Fax: (904) 541-0175
Email: celenaandpat@NUMBER1EXPERT.com
Email: patandcelena@realtor.com

Rely on “The Team in Perpetual Motion” for all your real estate needs. As a mother-daughter team and natives to Northeast Florida, Pat and Celena have been helping families buy and sell homes for over 46 combined years. Whether you’re new to the area or a long time local, our experience and knowledge can help you find the dream home for your family. As a team your schedule is our schedule- Call us anytime - We're experts in pre-foreclosures and short sales so please call us to discuss your situation before losing your home to foreclosure.

CDPE CRS Equal Housing GRI MLS REALTOR


Keller Williams First Coast Realty real estate and homes for sale in Jacksonville, Orange Park and Clay County Florida

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