Jacksonville, Orange Park and Clay County real estate and homes for sale in Florida, Relocation, Waterfron Homes - Celena Blunk and Pat Alters, REALTORS® Celena Blunk and Pat Alters REALTORS(r) for Jacksonville, Orange Park and Clay County, Florida real estate, relocation, waterfront homes - NUMBER1EXPERTS™ Celena Blunk and Pat Alters NUMBER1EXPERTS(tm) for Jacksonville, Orange Park and Clay County, Florida real estate, relocation, waterfront homes

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Celena Blunk and Pat Alters, REALTOR®, real estate agents and broker for Jacksonville, Orange Park and Clay County Florida home listings, property and land for sale - NUMBER1EXPERT(tm)
All Teams are NOT alike! Find out why our Mother/Daughter Team, 40 years total experince are top real estate experts. Call 904-264-7355 /800-443-7115


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Relocating?: Jacksonville, Orange Park and Clay County Florida home buying, real estate listings, and homes for sale in Duval County, FL
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Request Our Free Relocation Package. Don't Move To Jacksonville, Orange Park and Clay County Without It! 

Moving your family to another town or state is a major event in your life! We have helped many families and individuals relocate to and from the Jacksonville, Orange Park and Clay County, Florida area. 

If you will be moving to the Jacksonville, Orange Park and Clay County area, we can correspond by email and phone. Together, we'll determine what type of home, price range, and neighborhoods you are interested in. We'll send you every home or property that is currently available that matches your criteria. 

When you visit, we'll be ready! We will visit the Jacksonville, Orange Park and Clay County neighborhoods and homes that interest you the most. 

In addition, we can talk about schools, sub-divisions, local market conditions, local culture... anything that is important to you. 

Remember: As top Jacksonville, Orange Park and Clay County REALTORS®, it's our job to know this area inside and out, and we want to make your transition as smooth as possible. 

To get started, fill out the form to request our FREE Jacksonville, Orange Park and Clay County, Florida Relocation Package. We'll send it right out. It's full of useful and important information about this area. You are under no obligation, so you can't go wrong... 

Are you new to the area? Request our FREE package of Jacksonville, Orange Park and Clay County relocation information. It's our job to help! There's no obligation, and we promise to respond quickly... 

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Real Estate Tips
Financing Your Home >Your Mortgage

Many homeowners overlook the mortgage payment as a tool for financial management. They get the mortgage, move in, make the payments, and pay off the loan eventually. Smart homeowners know that by properly adding to their monthly payments, even by a small amount, they can substantially reduce the term of their loan, not to mention the total interest they will pay. In fact, prepaying one full year of a standard mortgage can save thousands of dollars in interest. The key is to do it properly and to find the right lender for whom prepayment is not a problem.

More progressive lenders allow the option to add money to the monthly payment which goes directly to the principal. How much should you add? It's largely a personal decision, and it depends on your cash flow. But be mindful of the fact that the mortgage interest rate is probably the lowest interest loan you will find, so don't short yourself with prepayment only to run up credit card debt!

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Real Estate Trivia
Q 
What is the role of the U.S. Housing Authority?

A 
Created in 1937 by FDR, the U.S. Housing Authority provides construction loans to small communities and states.
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Celena Blunk and Pat Alters, REALTOR®, real estate agents and broker for Jacksonville, Orange Park and Clay County Florida home listings, property and land for sale - NUMBER1EXPERT(tm)

Pat Alters and Celena Blunk
Keller Williams First Coast Realty

2233 Park Avenue suite 500
Orange Park, FL. 32073
Phone: (904) 264-7355
Toll Free: (800) 443-7115
Direct Fax: (904) 541-0317
Alt. Fax: 904-541-0175
Email: celenaandpat@NUMBER1EXPERT.com

Rely on “The Team in Perpetual Motion” for all your real estate needs. As a mother-daughter team and natives to Northeast Florida, Pat and Celena have been helping families buy and sell homes for over 40 combined years. Whether you’re new to the area or a long time local, our experience and knowledge can help you find the dream home for your family. As a team your schedule is our schedule- Call us anytime for Service.

CRSEqual HousingGRIMLSREALTOR


Keller Williams First Coast Realty real estate and homes for sale in Jacksonville, Orange Park and Clay County Florida

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